Rates posted are for information purposes only and are subject to change without notice.
Rates quoted require 20% down payment
Call for other options
| Conforming mortgage | up to $417,000 loan amount |
| Jumbo mortgage | more than $417,000 loan amount |
| Maximum loan amount | $750,000 |
More information on mortgages
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| Mortgage RatesEffective Date: 07/28/2010 |
Conforming Fixed Rate Mortgages |
Mortgage Loan Term |
Interest Rate |
Discount Points |
Origination Fee |
Annual Percentage Yield* |
Principal & Interest Payments* |
30 Yr. |
4.375 |
0.000 |
1% |
4.487% |
$499.29 |
30 Yr. |
3.625 |
3.000 |
1% |
3.986% |
$456.06 |
15 Yr. |
4.000 |
0.000 |
1% |
4.186% |
$739.69 |
15 Yr. |
3.250 |
3.000 |
1% |
3.884% |
$702.67 |
Jumbo Fixed Rate Mortgages |
Mortgage Loan Term |
Interest Rate |
Discount Points |
Origination Fee |
Annual Percentage Yield* |
Principal & Interest Payments* |
30 Yr. |
4.625 |
3.000 |
1% |
4.985% |
$2,143.97 |
30 Yr. |
5.375 |
0.000 |
1% |
5.471% |
$2,335.09 |
15 Yr. |
4.500 |
3.000 |
1% |
5.124% |
$3,190.03 |
15 Yr. |
5.250 |
0.000 |
1% |
5.411% |
$3,352.18 |
Conforming Adjustable Rate Mortgages |
Mortgage Loan Term |
Interest Rate |
Discount Points |
Origination Fee |
Annual Percentage Yield* |
Principal & Interest Payments* |
1/30 Yr. ARM |
1.000 |
3.000 |
1% |
1.307% |
$321.64 |
5/30 Yr. ARM |
2.375 |
3.000 |
1% |
2.706% |
$388.66 |
7/30 Yr. ARM |
3.500 |
0.000 |
1% |
3.602% |
$499.05 |
7/30 Yr. ARM |
2.750 |
3.000 |
1% |
3.088% |
$408.25 |
Jumbo Adjustable Rate Mortgages |
Mortgage Loan Term |
Interest Rate |
Discount Points |
Origination Fee |
Annual Percentage Yield* |
Principal & Interest Payments* |
1/30 Yr. ARM |
2.000 |
0.000 |
1% |
2.078% |
$1,541.32 |
1/30 Yr. ARM |
1.250 |
3.000 |
1% |
1.546% |
$1,389.66 |
5/30 Yr. ARM |
3.375 |
0.000 |
1% |
3.459% |
$1,843.55 |
5/30 Yr. ARM |
2.625 |
3.000 |
1% |
2.944% |
$1,674.89 |
7/30 Yr. ARM |
3.750 |
0.000 |
1% |
3.836% |
$1,931.20 |
7/30 Yr. ARM |
3.000 |
3.000 |
1% |
3.326% |
$1,758.09 |
For more information or to apply, contact us.
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*The APR and P&I payment amounts listed have been calculated based on a loan amount of $100,000 for conforming loans and $417,000 for jumbo loans. The terms shown assume equal monthly payments. 30 year loans require 360 monthly payments. 15 year loans require 180 monthly payments. The ARM programs listed are 30-year loans with a fixed APR for the initial 1, 5, or 7 years. After the initial fixed period, the interest rate will adjust annually for each remaining year of the term and the APR is subject to increase. Payments quoted above are monthly principal and interest payments only, and do not include a monthly escrow payment. |
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