Other Loan Rates

Savings-Secured LoansEffective Date: 02/01/2012
Type	Annual Percentage Rate (APR)
Savings Secured Loans*	3.10%
Certificate Secured Loans	Certificate rate plus 3%
*Savings-secured: Variable APR if term of loan exceeds 12 months.

Other LoansEffective Date: 02/01/2012
Type	Annual Percentage Rate (APR)
Signature Loans	as low as 8.99%
Ready AccessLine**	as low as 5.75%
Although rates quoted are the lowest available ("as low as"), actual rate may differ and is dependent on the individual applicant's creditworthiness. **Ready AccessLine - Variable APR

Rates and Forms