Savings Rates

Savings

SavingsEffective Date: 02/01/2012
Account Type	Average Daily Balance	Prospective Dividend Rate	Prospective Annual Percentage Yield	Minimum Deposit to Open
Primary Savings	$500 or More	0.10%	0.10%	$10
Secondary Savings and Club Accounts	$500 or More	0.10%	0.10%	$5
After account is opened, rates may change at any time and without notice at the discretion of the Credit Union Board of Directors. You must maintain an average daily balance of $500 to obtain the disclosed annual percentage yield. Fees may reduce earnings on accounts. See Schedule of Account Fees for more information.

Regular Money MarketEffective Date: 02/01/2012
Daily Balance to Earn APY	Prospective Dividend Rate	Prospective Annual Percentage Yield (APY)	Minimum Deposit to Open
$2500 to $24,999.99	0.15%	0.15%	$2,500
$25,000 to $49,999.99	0.20%	0.20%	$2,500
$50,000 or more	0.25%	0.25%	$2,500
After account is opened, rates may change at any time and without notice at the discretion of the Credit Union Board of Directors. Fees may reduce earnings on accounts. See Schedule of Account Fees for more information.

Concierge Gold Money MarketEffective Date: 02/01/2012
Daily Balance to Earn APY	Prospective Dividend Rate	Prospective Annual Percentage Yield (APY)	Minimum Deposit to Open
$2500.00 to $24,999.99	0.20%	0.20%	$2,500
$25,000.00 to $49,999.99	0.25%	0.25%	$2,500
$50,000.00 or greater	0.30%	0.30%	$2,500
After account opened, rates may change at any time and without notice at the discretion of the Credit Union Board of Directors.