Certificates

If you've got funds, perhaps for retirement, that you absolutely, positively cannot put at risk; or if they are earning a lower rate at another financial institution, a MEFCU share certificate is a reliable, safe way for your money to grow. See rates.

Lock in competitive rates for your funds with a choice of terms from 3 months to 36 months. Unlike many other investment options, MEFCU Share Certificates are federally insured.

Account features:

• Wide choice of certificate terms* to choose from
          --3 months
          --6 months
          --12 months
          --24 months
          --36 months
   

• Low $500 initial deposit requirement ($25,000 minimum for three-month term)

• Open certificates of different terms to maximize liquidity and earning potential

• Certificate accounts are federally insured providing additional security and protection

• Competitive rates 

• Special Concierge Banking rates available--learn more about Concierge Banking

• Certificate balances count toward your Concierge Banking relationship

^{*Early withdrawal penalties apply and may reduce earnings.}