Checking Accounts

MEFCUs checking accounts provide you with convenient access to your money with lower fees than typical bank checking accounts. You can have your paycheck deposited automatically into your MEFCU checking account through direct deposit, and then access your funds virtually anytime, anywhere. In addition, your checking account balances count toward your overall Concierge Banking relationship.

All MEFCU checking accounts feature:
 

• Convenient 24x7 access through MEFCU Direct Online Banking and MET Telephone Banking
   
• Free bill payment service  with MEFCU Direct Online banking
   
• Surcharge-free and fee-free ATM access at over 70,000 MEFCU, Allpoint and CO-OP ATM locations worldwide
   
• Free deposits at shared branches and at over 9,000 CO-OP ATMs
   
• Two free shared branching and two free foreign ATM transactions each month
   
• Unlimited check-writing--no per-check fee
   
• Overdraft protection--avoid the embarrassment and cost of returned checks with automatic transfer from savings to cover overdrawn checks. An optional Ready AccessLine overdraft line of credit is also available

Free Checking Account Features (In addition to benefits for all checking accounts): 

• No minimum balance requirement or monthly maintenance fee
   
• Direct Deposit of Net Pay is required to open this account

Regular Checking Account Features (In addition to benefits for all checking accounts):

• Competitive dividend rates
   
• Low minimum balance requirement*
   
• Free checks*

^{*See Schedule of Account Fees for details regarding fees and other requirements of the Free and Regular Checking Accounts. Must qualify for Regular Checking Account.}