Online & Mobile Banking

***Important Notice: Effective July, 1, 2018, all mobile deposits must be endorsed, “FOR MOBILE DEPOSIT ONLY TO MEFCU” or deposits will be rejected.***

Mobile Check Deposit Tips:

  1. Daily mobile deposit limits: $1000.00 for standard memberships or $5,000.00 for Concierge Silver/Gold memberships.
  2. Name on the check must match exactly to the name on the account.
  3. Endorse the back of the check and note the following:
  • For mobile deposit to MEFCU only Account # ___________
  1. Place the check flat against a solid colored surface that contrasts with the check. Use a dark surface for light checks or a light surface for dark checks.
  2. Make sure that you have ample lighting and avoid using the flash.  Bright but indirect light is best. Placing the check too close to lighting sources may cause shadows.
  3. Hold your phone directly above the check (not at an angle).
  4. Ensure all four corners of the check fall inside the frame.
  5. If your image is blurry, move the camera a few inches higher (away from the check).
  6. Once deposited, keep your check in a secure area for at least 2 weeks to ensure that your deposit has been credited to your account.

MEFCUDirect Online Banking

MEFCU Direct Online Banking is now better -- access your accounts on your own terms--when it's convenient for you. Online banking is available from anywhere, anytime.

  • Review your account history--check account balances, verify the amount of your last deposit, or see if a check has cleared

  • View your MEFCU VISA credit card transactions 

  • Monitor your account activity--reconcile your account, review ATM withdrawals, see what dividends you've earned, or even retrieve a misplaced statement

  • Move money--make payments or transfer funds among your MEFCU accounts and external accounts, and pay your MEFCU loans, credit lines and credit cards.

  • Pay bills--pay one-time bills or schedule payments in advance, to most companies and individuals in the U.S.

  • Check your loan status

  • Alerts--sign-up for alerts to tell you when your checks have cleared, funds are deposited, loans are due, or for any other reason.

  • E-Statements--No more paper! E-statements are a fast and easy way to get your statement.

  • Request domestic wires

  • Write yourself a check--conveniently mail a check to yourself

  • Download your transactions into Quicken

  • Order a stop payment--stop payment on a check or series of checks 

  • Reorder checks--reorder your current style of checks quickly and easily.

 Access your MEFCU Direct Online Banking account from anywhere on our website--just look for the "Online Banking" tab. 

View the Online Banking Service Agreement

MEFCUDirect Mobile

With MEFCUDirect Mobile you can view account balances and recent activity, transfer funds, search your accounts, and more!

MEFCUDirect Mobile is secure

Only the phones that you personally enroll in the service can access your accounts. If your phone is lost or stolen, the service can be immediately disabled either by going online to the Mobile Banking enrollment website or calling MEFCU. In addition, no confidential information is transmitted in text messages. (Users should delete text messages after obtaining information).

You can access mobile banking in one or a combination of the following ways:

  • Text Banking – access via text messages to and from a short code..

  • Mobile Banking Browser – access via mobile web browser (WAP 2.0 or higher and cookies-enabled support required)..

  • Mobile Banking Downloadable Application –access via a downloadable application that you install on your smart phone..

You can use any combination of modes from the same phone, however, you will need to activate each option separately on your phone prior to use.