MEFCU has a variety of VISA credit card offerings--one is right for you!

MEFCU VISA cards offer competitive rates and low fees. In addition, you enjoy the same rate for cash advances as you do for purchases and balance transfers.

VISA is accepted worldwide to pay for purchases at more than 24 million locations, and to get cash at more than 840,000 ATMs.

MEFCU VISA cardholders can view their transactions and past statements using MEFCUDirect Online Banking. Just click on “VISA”

MEFCU has a VISA Credit Card for everyone:

    VISA Platinum Preferred--our lowest rate card, with no annual fee

• No annual fee
• Same low rate for both purchases and cash advances
• Credit lines available up to $30,000       
• Travel and Emergency assistance
• $150,000 Travel Accident Insurance
• Auto rental insurance

    VISA Platinum Preferred with Rewards for gifts, travel and more

• No annual fee
• Earn 3 points per $1 on gas, 2 points per $1 on grocery stores, and 1 point per $1 on everything else
• Same low rate for both purchases and cash advances
• Credit lines available up to $30,000                 
• Travel and Emergency assistance
• $150,000 Travel Accident Insurance
• Auto rental insurance
• Every time you use your VISA Platinum Preferred with Rewards to make purchases, you earn ScoreCard Reward points which can be used for:
  • Air Travel on most Airlines
  • Cruises
  • Vacation Packages
  • Rental Cars
  • Famous Brand Merchandise
  • Giving back to charitable foundations
• Track your ScoreCard Reward Points using MEFCUDirect Online Banking

MEFCU VISA Student Advantage – a great card for students

• No annual fee
• Same low rate for both purchases and cash advances     
• Credit lines start as low as $500

VISA Platinum Secured

If you need to establish credit or rebuild your credit, a MEFCU Platinum VISA Secured credit card might be right for you. Backed by a special savings account, VISA Platinum Secured can be used just like any other VISA credit card.

• Low annual fee
• Same low rate for both purchases and cash advances     
• Secured credit lines start as low as $500

VISA Platinum Secured has two options—select the one that works for you:

Fully-Secured Option

• Deposit and maintain 110% of credit limit in a secondary savings account
• Minimum credit line is $500
• Card is issued immediately upon collateral account funding

Semi-Secured Option:

• Maximum credit line available is $500
• You can build your collateral account through weekly deposits of at least $20 into a special savings account
• Card will be issued when collateral account reaches $250
• Deposits continue until collateral account balance reaches 110% of your credit limit

You can apply for a MEFCU VISA card in two ways:

• Complete and submit a MEFCU VISA application online.
• Call our Member Contact Center at 1-800-821-7280 to request an application be sent to you.