MEFCU has a variety of VISA credit card offerings--one is right for you!

MEFCU VISA cards offer competitive rates and low fees. In addition, you enjoy the same rate for cash advances as you do for purchases and balance transfers.

VISA is accepted worldwide to pay for purchases at more than 24 million locations, and to get cash at more than 840,000 ATMs.

MEFCU VISA cardholders can view their transactions and past statements using MEFCUDirect Online Banking. Just click on “VISA”

MEFCU has a VISA Credit Card for everyone:

    VISA Platinum--our lowest rate card, with no annual fee

• No annual fee
• Same low rate for both purchases and cash advances
• Credit lines available up to $30,000       
• Travel and Emergency assistance
• $150,000 Travel Accident Insurance
• Auto rental insurance

    VISA Gold--ScoreCard Rewards for gifts and travel

• No annual fee
• Same low rate for both purchases and cash advances
• Credit lines available up to $30,000                 
• Travel and Emergency assistance
• $150,000 Travel Accident Insurance
• Auto rental insurance
• Every time you use your MEFCU VISA Gold Card to make purchases, you earn ScoreCard Reward points which can be used for:
  • Air Travel on most Airlines
  • Cruises
  • Vacation Packages
  • Rental Cars
  • Famous Brand Merchandise
• Track your ScoreCard Points using MEFCUDirect Online Banking

MEFCU VISA Classic – a great card for students or those who do not need a large line of credit.

• Low annual fee
• Same low rate for both purchases and cash advances     
• Credit lines start as low as $500

VISA Secured

If you need to establish credit or rebuild your credit, a MEFCU VISA Secured credit card might be right for you. Backed by a special savings account, VISA Secured can be used just like any other VISA credit card.

• Low annual fee
• Same low rate for both purchases and cash advances     
• Secured credit lines start as low as $500

VISA Secured has two options—select the one that works for you:

Fully-Secured Option

• Deposit and maintain 110% of credit limit in a secondary savings account
• Minimum credit line is $500
• Card is issued immediately upon collateral account funding

Semi-Secured Option:

• Maximum credit line available is $500
• You can build your collateral account through weekly deposits of at least $20 into a special savings account
• Card will be issued when collateral account reaches $250
• Deposits continue until collateral account balance reaches 110% of your credit limit