Secured Loans

Use your share certificate or savings account to secure a low interest rate. You keep your savings while using it as collateral for borrowing, and continue to earn dividends throughout the loan period:

  • Enjoy a lower interest rate than on most other types of loans

  • Borrow up to 100% of your savings or certificate balance

  • Certificate secured loans can be financed up to certificate term


Complete and submit a loan application online or print a loan application and fax or mail according to instructions provided.

Savings & Certificate Secured Loans

Effective Date: 07/01/2017

Rates

Type
 
 
Annual Percentage Rate (APR)
 
Savings Secured Loans*
 
 
Savings rate plus 3.00%
 
Certificate Secured Loans

 

 

Certificate rate plus 3.00%

 

*Savings-secured: Variable APR if terms of loan exceeds 12 months.

 
Close