Certificate & IRA Rates

Share Certificates

Effective Date: 11/07/2022

Regular share certificate rates

term (in months)
Prospective Dividend Rate
Prospective Annual Percentage Yield(APY)
Minimum Deposit to Open
3
 
0.45%
0.45%
$25,000
6
0.70%
0.70%
$500
12
1.15%
1.16%
$500
24
1.25%
1.26%
$500
36
1.25%
1.26%
$500

The rate in affect when account is opened is fixed for the term of the share certificate.  A penalty will be imposed for early withdrawal.  The APY is accurate as of the effective date.

IRA Rates

Effective Date: 10/01/2022

Regular ira/coverdell esa

Daily Balance to Earn APY
Prospective Dividend Rate
Prospective Annual Percentage Yield(APY)
Minimum Deposit to Open
Under

$
10,000

 
3.52%
3.57%
N/A
$10,000

or more
3.77%
3.82%
N/A

After account is opened, rates may change at any time and without notice at the discretion of the Credit Union Board of Directors.
 

Effective Date: 11/07/2022

Regular IRA/coverdell esa share certificates

term (in months)
Prospective Dividend Rate
Prospective Annual Percentage Yield(APY)
Minimum Deposit to Open
12
 
1.15%
1.01%
$500
24
1.25%
1.26%
$500
36
1.25%
1.26%
$500

A penalty will be imposed for early withdrawal.
The rate in effect when account is opened is fixed for the term of the share certificate.

 

 
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