Certificate & IRA Rates

Share Certificates

Effective Date: 10/01/2018

Regular share certificate rates

term (in months)
Prospective Dividend Rate
Prospective Annual Percentage Yield(APY)
Minimum Deposit to Open
3
 
0.30%
0.30%
$25,000
6
0.40%
0.40%
$500
12
0.70%
0.70%
$500
24
0.90%
0.90%
$500
36
0.95%
0.95%
$500

The rate in affect when account is opened is fixed for the term of the share certificate.  A penalty will be imposed for early withdrawal.  The APY is accurate as of the effective date.

IRA Rates

Effective Date: 10/01/2018

Regular ira/coverdell esa

Daily Balance to Earn APY
Prospective Dividend Rate
Prospective Annual Percentage Yield(APY)
Minimum Deposit to Open
Under

$
10,000

 
2.43%
2.45%
N/A
$10,000

or more
2.68%
2.71%
N/A

After account is opened, rates may change at any time and without notice at the discretion of the Credit Union Board of Directors.
 

Effective Date: 10/01/2018

Regular IRA/coverdell esa share certificates

term (in months)
Prospective Dividend Rate
Prospective Annual Percentage Yield(APY)
Minimum Deposit to Open
12
 
0.70%
0.70%
$500
24
0.90%
0.90%
$500
36
0.95%
0.95%
$500

A penalty will be imposed for early withdrawal.
The rate in effect when account is opened is fixed for the term of the share certificate.

 

 
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