Concierge Banking provides premier service and benefits. Your accounts work together to provide you access to all the valuable benefits MEFCU offers, and with Concierge Gold, our personal bankers help make it happen quickly, conveniently, and effortlessly for you.
Concierge Banking offers two levels:
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Concierge Silver -- combined share balances of $5,000
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Concierge Gold -- combined share balances of $25,000, or a combination of $50,000 in shares and loans (excluding Visa and first mortgages)
Concierge Banking Silver
Enjoy the rewards of your relationship with MEFCU. Qualify for Concierge Silver benefits by maintaining a combined average daily balance of $5,000 in checking, savings, money market accounts, share certificates, and/or IRAs. You must have a MEFCU Checking account to enroll in Concierge Silver.
Benefits include:
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Preferred rates on most loans*--save interest on loans including auto loans, signature loans, and Ready AccessLines of credit.
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Bonus share rates on deposits--earn higher dividends on share certificates
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Free check orders when selecting Concierge Banking checks
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Four foreign ATM transactions monthly with no MEFCU fee**
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Four shared branch transactions free per month.***
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And many other free or discounted services!
Concierge Banking Gold
Receive a higher level of service with our premier relationship program, Concierge Gold. Maintain a combined average daily share balance of $25,000 or $50,000 in shares and loans (excluding first mortgages and credit cards).
Benefits include:
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Personal banker-- a one-to-one personal financial assistant to expedite your credit union business
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Preferred rates on most loans*--save interest on loans including signature loans, auto loans, and Ready Access Lines of credit.
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Bonus share rates--earn higher dividends on money market accounts and share certificates
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Free check orders when selecting Concierge Banking checks
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Free unlimited shared branch transactions per month
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Unlimited foreign ATM transactions monthly with no MEFCU fee**
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Higher ATM withdrawal limit
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And many other free services!
Concierge Banking Online Application
*Loan discounts exclude Visa, mortgages, certificate-secured, and share-secured loans.
**When using the Co-Op or AllPoint network, your transactions are always surcharge-free and incur no MEFCU fee. Concierge Gold members are allowed unlimited transactions on other networks with no fee assessed by MEFCU. However, the ATM owner may still charge a fee.
***Deposit and loan payments at shared branches are free; however, Concierge Silver members are allowed four withdrawals per month with no fee.