Concierge Banking Rates

Concierge Banking

Effective Date: 05/01/2018

Concierge loan rates

Type
 
 
discounts available
 
Concierge Gold
 
 
Discount is one-half of  1.00% on closed-end loans and Ready Access Line.*
 
Concierge Silver
 
 
Discount of one-half of 1.00% on closed-end loans and Ready Access Line.*
 

*Excluding VISA, first mortgages and Mini-loans.

Concierge Gold Money Market

Effective Date: 12/01/2022

Rates

Daily Balance to Earn APY
Prospective Dividend Rate
Prospective Annual Percentage Yield(APY)
Minimum Deposit to Open
 
 
 
 
$2,500 or More
0.35%
0.35%
$2,500

After account is opened, rates may change at any time and without notice at the discretion of the Credit Union Board of Directors.
 

Concierge Share Certificates

Effective Date: 11/07/2022

Concierge Gold Rates

term (in months)
Prospective Dividend Rate
Prospective Annual Percentage Yield (APY)
Minimum Deposit to Open
3
 
0.70%
0.70%
$25,000
6
0.95%
0.95%
$500
12
1.40%
1.41%
$500
24
1.50%
1.51%
$500
36
1.50%
1.51%
$500

The rate in affect when account is opened is fixed for the term of the share certificate.  A penalty will be imposed for early withdrawal.  The APY is accurate as of the effective date.

Effective Date: 10/24/2022

Concierge Silver Rates

term (in months)
Prospective Dividend Rate
Prospective Annual Percentage Yield (APY)
Minimum Deposit to Open
3
 
0.55%
0.55%
$25,000
6
0.80%
0.80%
$500
12
1.25%
1.26%
$500
24
1.35%
1.36%
$500
36
1.35%
1.36%
$500

The rate in affect when account is opened is fixed for the term of the share certificate.  A penalty will be imposed for early withdrawal.  The APY is accurate as of the effective date.

 
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